From buying very first home to refinancing an existing mortgage; or benefiting from our Car Buying solution to getting a charge card with competitive prices and zero charges, we’ve got the loans and credit lines you’ll need.
Lending
Home Loans
Pick a lender it is possible to trust. At DOCFCU, our experienced mortgage brokers will undoubtedly be with you every action associated with method, allowing you to pick the mortgage choice that fits your requirements and spending plan.
- Fixed and rate that is adjustable available
- Loan amounts from $75,000 – to $1,500,000
- Readily available for main residences or homes that are secondno investment properties)
- Loans as much as 97% loan-to-value*
- First and 2nd home loan combination loans as much as 90per cent loan-to-value
- Handle your loan on line, including making payments
- Readily available for domiciles in most 50 states
- Obtain a personalized, no responsibility price estimate
- Get pre-qualified for the next home loan
- Explore the resource offered to help you create smartly chosen options
Convenient On The Web Mortgage Access
You will see your home loan declaration, review your re re payment history, check always your escrow balances, and even make a primary online repayment from your account.
Have Mortgage Concerns?
For concerns regarding our application process, to have pre-approved or even to ask basic questions regarding getting a DOCFCU mortgage, please contact our professionals straight:
- Mike B. (202) 808-3628
- Celia M. (804) 368-6036
- Kim V. (804) 368-6036
- or e-mail us at info@docfcu.org
For concerns with regards to your DOCFCU home loan application, please contact us at (804) 588-4788 or email us at info@docfcu.org
For concerns with regards to your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790
Lending
Residence Equity Loan and personal credit line – Zero Closing Costs*
A property equity personal credit line from DOCFCU may be a way that is smart fund a number of requirements, including a property renovation or repairs, training costs, the journey of a very long time, and sometimes even just to combine debt. Our experienced loan providers are willing to assistance with tailored credit line only for you.
A house equity loan, or trust that is“second, is yet another choice that substitutes a hard and fast price for the adjustable price of a property equity credit line get bad credit loan promo code.
*No closing costs for an initial advance of $10,000 or higher. Borrow as much as 90% of one’s home’s value (minus your very first home loan balance) as much as $250,000 must certanly be qualified for DOCFCU account. Other limitations may use, call us for details. NMLS #810389
Residence Equity Credit Line
- The lowest interest that is variable of Prime+0*
- No closing expenses for an initial advance of $10,000 or higher
- Tax-deductible interest re re payments (consult with your taxation consultant for details)
- The capacity to borrow as much as 90per cent of the home’s value (minus your very first home loan stability) as much as $250,000
Residence Equity Loan (2nd Trust)
- The lowest rate that is fixed
- Tax-deductible interest re payments (speak to your income tax consultant for details)
- The capability to borrow as much as 90per cent of one’s home’s value (minus your very first home loan stability) up to $100,000
Rates
Have actually questions? We’re right right right here to help. Today please call 202.808.3600 to speak with one of our loan specialists.
Lending
Automotive Loans
A car loan from DOCFCU makes it possible to drive a bargain that is hard. Regardless if you are thinking about purchasing a brand new or utilized vehicle, or refinance your existing automobile loan to save lots of cash, our low rates and value-added solutions makes a difference that is big.
- As much as 105per cent on new and used financing
- Fast approvals (Within a day or less)
- Rate matching open to qualified people
- Union benefits discounts (may not be along with match price)
- Free Autocheck for utilized vehicles with application for the loan
DOCFCU Vehicle Buying Service, Running On TrueCar в„ў
We shall additionally provide offer a part .25% from the price with the certificate of purchase if they use True Car and provide us.
Prices
Automobile Loan Calculators
Make use of our calculators to assist you calculate your monthly premiums.
Additional Solutions
There’s more to a good deal compared to a good cost. That’s why a variety is offered by us of extra programs and tools to assist you both purchase sensibly and protect your investment.
Extra Solutions
GAP Insurance to safeguard Your Loan
Fully guaranteed resource Protection (GAP) insurance assists relieve your economic burden if you are paying the difference that is potentially high-cost your insurance coverage settlement and your loan stability on things straight regarding the purchase of the car.
A loan officer at 202.808.3600 to find out more, be sure to contact .
Features
- 90-day look that is free you may possibly cancel your security within 3 months of one’s enrollment date and get the full refund with no termination cost.
- Skipped payments – security includes skip-a-payment or delinquent-payment features when it comes to lifetime of this agreement that is financial.
- Available on loans – safeguards brand new and utilized vehicles.
- Main automobile insurance deductible – pays as much as $1,000 of the automobile tax deductible.*
Extensive Car Provider
Safeguard your self from unanticipated, high-cost repairs, and of course, boost the resale value, if you opt to offer your car or truck.
Many major automobile repairs happen following the factory guarantee duration stops. Without an automobile Service Agreement (VSA) — you may possibly find yourself spending money on unforeseen and repairs that are expensive. Being a total outcome, extended protection for automobile repairs became a requisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer you a far more affordable way of protection for the brand brand new or qualified vehicle that is pre-owned.
Consult with your loan officer regarding your choices and find out how you might cut back to 50per cent off dealer prices. You might qualify for protection even though you don’t now have a car loan with Department of Commerce Federal Credit Union.